No hurry, no urgency: A central bank digital currency? The results of the latest BIS survey reveal that central banks are in no hurry to issue a digital version of their currency, which assures us that cash is still a Stable lifeguard in the midst of digital falls. At the time when the idea of a digital currency issued by central banks was gaining momentum, the results of the latest survey conducted by the Bank for International Settlements (BIS), reveals that central banks are in no hurry to issue the digital version of your currency. The BIS, a global forum of central banks, carried out a study in relation to electronic money in 63 central banks that represent 90% of the world economic production and 80% of the world population. According to the results, only five central banks are advancing in digital money pilot projects, while the rest have remained cautious, and warn investors about the risks of digital currencies in the face of the possibility of losing money in "coined" cryptocurrencies. "In the private sector - like Bitcoin - which has turned out not to be without losses. However, the risk has not delayed the project of the digital crown, the Central Bank of Sweden (Riksbank) or the Stella project - a joint initiative between the European Central Bank (ECB) and the Bank of Japan. Others are following the example, such as the pilot program of the Central Bank of Uruguay on digital tickets, or the Bank of England, the Bank of Canada and the Monetary Authority of Singapore that also have a joint project. Central bank officials recently raised the idea of digital currencies of central banks (MDBC), and even the International Monetary Fund (IMF) and its managing director, Christine Lagarde, expressed the possible role of States in issuing digital currency for supply money to the digital economy. Meanwhile, more than 85% of central banks say it is unlikely or very unlikely that they will emit any type of digital currency in the next three years, while only one central bank responded that it was very likely to issue the digital version of its currency in the next six years, reports the BIS. "At this point, most central banks seem to be more clear about the challenges of launching an MDBC, but they are not yet convinced that the benefits outweigh the costs," the BIS said. For some time now, digital currencies have been more than a mere invention of the imagination. And by when will it actually become a reality? We do not know. Until then, we can be sure that cash continues to be the lifeline during certain digital drops.